3 Questions You Should Ask Your Agent About Auto Insurance

Knowing what you are covered for by your auto insurance company before signing any coverage is vital in protecting you against incurring any extra costs. Before approaching an agent, it’s important you have relevant questions to ask regarding the plan.

Having been in the sector for a long time, Bye Financial Group, LLC in Grand Ledge, MI has all the relevant information on three important questions to ask your agent.

Does my insurer have some discounts for me?

Many insurance companies offer bountiful discounts ranging from being a trusted customer, an associate of a particular organization, or if you are a student. Bye Financial Group, LLC in Grand Ledge, MI advocates that you interrogate your agent so that you be aware of such discounts. Besides, if your agency doesn’t offer such discounts, talk up your agent to link you with one which offers them.

What is covered in my auto-insurance plan?

Many auto insurance customers ask little about what’s covered in their plans. Enquire about each policy you are paying for from personal injury protection policy to property destruction liabilities, and etc. Your agent should explain in detail all the sensitive issues regarding the coverage for each policy in respect to damages or any deductibles which you may need to compensate.

Are there restrictions on how my family member or I will use my assets

Before purchasing any coverage, ensure your agent explains to you any restrictions regarding how you use your assets. He/she should explain if protections will be there for your family member(s) in case any damages or accidents occur during their period of usage.

The above questions should help you understand the services you’ll be paying for and open more room for discussion on how effective your insurance coverage will benefit you, your business, or family as a whole. Reach out to our offices to learn more and try our online rating tool to get a quote on auto insurance.